You built your store to serve music — not to decipher your processing statement.

Most music dealers suspect they’re overpaying on rentals, retail, and lessons. The honest answer is: you probably are — and your statement is designed to make that impossible to confirm on your own.

Merchant Advocate has been helping retailers decode exactly this since 2006. We’ve returned over $300M in excess fees to merchants who didn’t know they were overpaying — without anyone switching processors or disrupting operations. As an NASMD partner, we’ve worked directly with dealers just like yours.

$10,000 in savings in one month is huge for us!

Lauralee Houghton

Coles Music

Here’s how it works:

  1. Send us three months of processing statements.
  2. We decode your pricing and negotiate improvements directly with your processor. You don’t switch anything.
  3. You walk away knowing exactly where you stand — with measurable savings, or documented proof you’re already optimized — plus ongoing monitoring.

You’ve built something rare — a business that brings music into your community. Your processing costs should reflect that.

NASMD members receive preferred pricing on recovered savings. Log in to learn more.

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